We take on only 2 new clients per month — Next available start date: April 2, 2026
CPA Certified QuickBooks ProAdvisor Serving All of Canada

The Fractional CFO for
Small Businesses

We find the profit leaks hiding in your business. Our average client saves $2,800/month in hidden costs — and the first audit is free.

Get Your Free Audit See what we deliver ↓
$2,800 avg monthly savings 2-3 days audit turnaround 100% confidential

Trusted by 12+ small businesses • Spas, restaurants, contractors, clinics

See What You Actually Get

Not just spreadsheets — live financial dashboards that show you exactly where your money goes, which services print profit, and where your marketing dollars work hardest.

Breeze Financials
March 2026
✦ Day Spa Dashboard

Serenity Day Spa

Service Profitability • Revenue Streams • Gift Card Tracking

Monthly Revenue+9.4%
$86,200
Avg Service Margin+4.2 pts
58.1%
Gift Card LiabilityUnredeemed
$24,600
Client RetentionAbove avg
72%

Profit per Treatment Hour

Which services are most valuable per hour of room time?
Hot Stone Massage
$215/hr
Aromatherapy Facial
$189/hr
Body Wrap
$152/hr
Mani/Pedi Combo
$118/hr
Express Facial
$78/hr
Groupon Massage
-$22/hr

Revenue Mix

$86Kmonthly
Massage 42%Facials 22%Body 18%Gift Cards 12%Retail 6%

Gift Card & Deferred Revenue

Liabilities hiding in your P&L
$24,600Unredeemed gift cards — booked as revenue but not yet earned
$18,200Prepaid packages — 58% of sessions still undelivered
$61,400True recognized revenue after adjusting for deferred income
The Insight Your P&L Won't Show You
$24,600in gift cards sold but unredeemed — booked as revenue, but it's a future liability
-$4,200lost monthly on Groupon services — 95 bookings generating negative margin
$118Ktrue recognized revenue after adjusting for deferred income
Breeze Financials
March 2026
⚗ Med Spa & Clinic

Radiant Med Spa & Wellness

Provider Performance • Treatment Margins • Marketing ROAS

Monthly Revenue+12.3%
$165,400
True Net Margin+3.8 pts
42.1%
Avg Rev / Treatment+$18
$284
Provider UtilizationTarget: 80%
73%

Service-Level Profitability

True margin after labor, product & overhead
ServicePriceLaborProductOHProfitMarginVol
Dermal Filler
Injectable		$650$85$220$35$31047.7%38
Laser Hair Removal
Laser		$350$55$8$45$24269.1%28
HydraFacial
Facial Treatment		$225$52$38$28$10747.6%85
Botox (per unit)
Injectable		$14$2.10$5.80$1.20$4.9035.0%1,840
Groupon Facial
Promotional		$49$42$15$22-$30-61%95

Provider Scorecard

Utilization • Rebook rate • Revenue/hr
Dr. Patel MD
88% • $390/hr
Sarah K. RN
82% • $298/hr
Maria L. Sr. Esth
74% • $179/hr
Tanya R. Esth
68% • $152/hr
Jess P. Jr. Esth
52% • $95/hr

Marketing ROAS

Spend vs lifetime return
Referral
$600
$45K LTV
75x
SEO
$800
$55K LTV
69x
Meta Ads
$2.4K
$58K LTV
24x
Google
$1.8K
$39K LTV
22x
Groupon
$1.2K
$5.9K
-2.4x
CFO Alert: Revenue Leaks Identified
-$2,850/moGroupon at -61% margin with 6% rebook — paying to lose money
$90K+estimated annual LTV if Groupon budget redirected to referral program
$42,800in outstanding gift cards — a liability currently booked as revenue
Breeze Financials
March 2026
☕ Restaurant & Cafe

Queen Street Kitchen

Menu Profitability • Food Cost Analysis • Category Margins

Monthly Revenue+8.1%
$84,200
Food Cost %Above target
31.4%
0%28% target50%
Avg Plate Margin+$1.40
$8.20
Items Reviewed12 flagged
47
35 ok12 flag

Margin by Category

Profit vs food cost vs labor
Espresso
88%
Brunch
65%
Appetizers
52%
Desserts
35%
ProfitFood costLabor

Flagged for Repricing

Below 28% target margin
ItemPriceMargin
Smoked Salmon Benedict$1822%
Wagyu Burger$2419%
Truffle Fries$1231%
Lobster Mac & Cheese$2228%
CFO Insight: Immediate Revenue Recovery
$40,800/yrrecovered by repricing 12 items below the 28% food cost target
88%espresso margin — feature more prominently on the menu and table tents
$18 → $21suggested Benedict reprice based on ingredient cost + 30% margin target

These are synthetic previews. Your dashboard is built with your actual numbers.

See This With Your Numbers →

Simple, Transparent Pricing

No hidden fees. No surprise invoices. Lock in launch rates before they increase.

Clarity

Know your numbers

$800/month

Monthly reports • Quarterly reviews • Cash tracking

Get Started Tap to see details

Clarity — What's Included

  • Monthly PDF financial report
  • Quarterly strategy call
  • Cash position tracking
  • Email support (48hr response)

Finally understand where your money goes each month

Tap to go back
MOST POPULAR

Growth

See it, understand it, act on it

$1,850/month

Live dashboards • Monthly strategy • Forecasting • ROAS tracking

Get Started Tap to see details

Growth — What's Included

  • Live financial dashboard
  • Monthly strategy calls
  • Cash flow forecasting
  • What-if scenario modeling
  • Priority Slack & email support
  • Marketing ROAS tracking

The dashboards you saw above? That's this tier.

Tap to go back

Scale

Your finance department, automated

$4,500/month

Everything in Growth • Daily dashboards • AI insights • Multi-location

Get Started Tap to see details

Scale — What's Included

  • Everything in Growth, plus:
  • Real-time dashboards (daily refresh)
  • Cash threshold text alerts
  • AI-powered insights
  • Multi-location reporting
  • Weekly calls + dedicated Slack
  • Automated custom reports

For 2+ locations or acquisition-stage businesses

Tap to go back

A full-time CFO + analyst + software costs $250K+/year. Our average client finds $33,600 in savings in their first 12 months.

6-month minimum commitment • 30-day money-back guarantee

Our Promise to Every Client

Not vague commitments — specific guarantees you can hold us to.

24-Hour Response Time

Every message, every question — answered within one business day. No chasing, no waiting weeks for your own financial data.

Always Up-to-Date Books

Your financials are never more than 30 days behind. You'll always have current numbers when you need to make a decision.

Transparent Pricing, No Surprises

The price we quote is the price you pay. No hidden fees, no surprise invoices, no scope-creep charges. Ever.

30-Day Money-Back Guarantee

Not satisfied? Cancel within 30 days for a full refund. No hoops, no awkward conversations — just let us know and we'll process it. We're that confident you'll see the value.*

*Subject to terms and conditions. Refund applies to monthly retainer fees.

Book a Call With Our Team

Fill out a few quick questions so we can prepare, then pick a time that works for you.

Book Your Free Discovery Call

Takes about 60 seconds — helps our team prepare

1 Info
2 Business
3 Pick Time
Optional — for text reminders
Cash flow gaps
Low profitability
Tax surprises
Pricing uncertainty
Scaling / growth
Messy books

Loading available times...

You're All Set!

Check your email for a calendar invite with your Zoom link.

Right now
Calendar invite + Zoom link arriving in your inbox
24 hours before
We'll send a quick reminder with a simple prep checklist
Day of
One last reminder with your Zoom link so it's easy to find
On the call
15 min focused on your business — no pitch, just an honest conversation
Optional prep (not required):
  • Have a rough idea of your monthly revenue
  • Think about your biggest financial frustration
  • One question you wish you had the answer to
Don't stress — we'll guide the conversation. Just show up.
Something come up? No stress at all.
Reschedule anytime — no penalty, no guilt →
100% confidential No obligation Cancel anytime

15 minutes • Video or phone • No selling, just clarity • Free

Not ready to book a call yet?

Get Your Free Financial Health Snapshot

A 5-page report showing the most common profit leaks for your industry — plus a self-assessment checklist you can run in 15 minutes.

Financial Health Snapshot

Built from data across 50+ small businesses we've worked with. Yours free — no call required.

  • Top 5 profit leaks by industry
  • Cash flow health checklist
  • "CFO-ready" scorecard
  • Quick-win action items

Frequently Asked Questions

Everything you need to know about working with a Fractional CFO

A bookkeeper records what already happened. A Fractional CFO tells you what to do next. We provide the same strategic guidance a $200K+/year CFO would — cash flow planning, profitability analysis, forecasting, ROAS tracking — at a fraction of the cost. We work alongside your existing accountant, not instead of them.
There's no catch. We deliver real value upfront because our conversion rate from free audit to paid client is high — when owners see what they've been missing, the decision is easy. If it's not right for you, you walk away with a free financial review. No obligation, no follow-up calls you didn't ask for.
We work with Canadian businesses doing $500K – $10M in annual revenue. That's the sweet spot where CFO guidance has the biggest impact — you're past survival mode but haven't built financial systems yet. Restaurants, spas, clinics, contractors, professional services, tech startups — we tailor to your industry.
Free audit: delivered in 2-3 business days. Full CFO engagement: typically live within a week. We move fast because we know your time is money — literally.

Still have questions?

Talk to Our CFO Team

Ready to Find Your Hidden Profits?

The free audit takes 2-3 days. The insights last forever.

Book Your Free Call
Book Your Free Call